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COMPOUND WEALTH · PIA COMPARISON

PIA providers in Ireland: compare the announcements.

Which companies have announced plans for Ireland's Personal Investment Account? Our tracker separates public statements from final product details, so you can compare what's known without mistaking proposals for offers.

Status: pre-launch. Personal Investment Accounts are not yet available. Planned scheme launch: 1 July 2027, subject to legislation and operational readiness.

SOURCE-VERIFIED PROVIDER TRACKER

Compare announced PIA providers

Checked 2026-10-10

Published intentions are not live products. The government scheme is pending legislation and all PIA-specific provider fees shown as Not published are unknown — not zero.

3 provider statements shown

Bank

AIB

Plans to offer, subject to final rules

AIB says it plans to offer a PIA after the scheme rules are finalised and the necessary services are developed.

Opening availability
Not open yet
Account / ongoing fee
Not published
Dealing charges
Not published
Fund costs
Not published
FX charges
Not published
Minimum investment
Not published
Investments / funds
Not published
Transfer rules and charges
Not published

MODELLED ANNUAL COST

Awaiting verified fees

No numerical estimate until a complete PIA-specific fee schedule is verified.

Provider statement checked 2026-10-10

Read the official source ↗

Insurer

Irish Life

PIA announced for July 2027

Irish Life says its Personal Investment Account is coming in July 2027, subject to final scheme implementation.

Opening availability
Not open yet
Account / ongoing fee
Not published
Dealing charges
Not published
Fund costs
Not published
FX charges
Not published
Minimum investment
Not published
Investments / funds
Full PIA product range not published
Transfer rules and charges
Not published

MODELLED ANNUAL COST

Awaiting verified fees

No numerical estimate until a complete PIA-specific fee schedule is verified.

Provider statement checked 2026-10-10

Read the official source ↗

Insurer

Zurich

Intends to offer from launch

Zurich says it intends to make its Investment Account available from the scheme launch date, with a range of funds.

Opening availability
Not open yet
Account / ongoing fee
Not published
Dealing charges
Not published
Fund costs
Not published
FX charges
Not published
Minimum investment
Not published
Investments / funds
Funds discussed; individual options not published
Transfer rules and charges
Not published

MODELLED ANNUAL COST

Awaiting verified fees

No numerical estimate until a complete PIA-specific fee schedule is verified.

Provider statement checked 2026-10-10

Read the official source ↗

The comparison is editorial, initially alphabetical, and includes named firms with public primary-source statements. Being featured does not imply approval or suitability. Provider offers, fees and account-opening details may change.

COST COMPARISON ENGINE

Compare costs on the same assumptions

When complete PIA-specific pricing is available, we'll compare provider fees for an identical investment balance and number of trades. Until then, the tool correctly displays an unavailable estimate rather than a guessed price.

Published fee models would include annual account, custody and reference-fund percentages plus fixed annual and per-trade charges. The estimate excludes FX costs, exit charges, investment tax, market movement and any fees not in the verified reference schedule. It is a simple one-year illustration, not a personalised quote.

No provider has yet published a complete PIA fee schedule suitable for a fair like-for-like calculation.

For your own assumptions, use our investment fee impact calculator and the PIA calculator.

HOW TO COMPARE

What to check when applications open

See our investment-fee guide, use the fee calculator, or model the proposed PIA tax before deciding.

How this comparison is compiled

We include providers with a directly attributable public statement about Ireland's planned scheme. All entries have a link to the organisation's own published information and are listed alphabetically. We do not rank or recommend providers while fees and product documents are unavailable. Changes must be verified against an official provider source before the tracker is updated.

Any paid referral or sponsorship is separately labelled and requires an approved partner agreement. Unpaid provider source links are not affiliate links. If sponsorship or affiliate relationships are added, they will be visibly labelled and editorial criteria will remain independent. Investment values can fall and returns are not guaranteed. This is general information, not personal investment advice.

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