COMPOUND WEALTH · PIA CENTRE
Personal Investment Accounts in Ireland.
Understand Ireland's planned new investment account, compare the providers preparing for launch, and work out how the proposed tax system could affect your investments.
Important: The scheme is not law yet. The announced 1 July 2027 opening is subject to legislation and provider readiness. Investments can lose value.
THE ANNOUNCED FRAMEWORK
- Planned opening
- 1 July 2027
- Annual contributions
- Up to €12,000
- Annual PIA tax
- 1% above €50,000
These are announced scheme features, not currently available provider products. Read the sources and outstanding questions →
START HERE
Explore the account before choosing a provider.
What is a PIA?
Understand tax, eligibility, investments, withdrawals and what is still undecided.
Read the complete guide → 02 · PROVIDERSCompare PIA providers
See which companies have publicly discussed PIAs, with source links and unconfirmed fees clearly marked.
See the tracker → 03 · CALCULATORModel a PIA
Estimate long-term balances and the effect of the proposed 1% charge and assumed provider fees.
Open the calculator →PROVIDER WATCH
Who is preparing for the PIA launch?
These are public statements, not endorsements, product rankings or confirmed account-opening offers. No PIA referral arrangements are active through this directory.
AIB
AIB says it plans to offer a PIA after the scheme rules are finalised and the necessary services are developed.
Irish Life
Irish Life says its Personal Investment Account is coming in July 2027, subject to final scheme implementation.
Zurich
Zurich says it intends to make its Investment Account available from the scheme launch date, with a range of funds.
Sources checked: 2026-10-10. Always confirm up-to-date information directly with each provider.
KEEP LEARNING
PIAs are one part of your investing plan.
Independent comparisons, with the sources shown.
Compound is an independent publisher, not a PIA provider or investment adviser. The provider tracker is alphabetical and based on public primary-source statements. Until official terms are published, we do not guess fees, investment availability or rankings. Any future commercial relationships or referral links will be disclosed and will not determine our editorial assessments.
Primary references: Budget 2027 announcement (RTÉ), Department of Finance roadmap, and the provider sources on the comparison page.