Independent investing research and personal finance for IrelandUnderstand. Decide. Compound.

COMPOUND'S PUBLIC MONEY EXPLORER · IRELAND

Where's my money?

See how much tax you pay. Explore the public spending behind it. Find out what could change for you.

Free to use · No account · Calculations stay on your device

IRELAND'S 2026 SPENDING ESTIMATE €133.0bn
8 published spending sectorsOfficial source linked
View the source data ↗

01 · PERSONAL TAX RECEIPT

Start with what you pay.

Get an annual estimate using published 2026 Irish tax rules. Adjust your inputs to see the result change instantly.

Your circumstances

Optional pension and VAT estimates

Optional rough VAT estimate for purchases charged at 23% only. Excludes reduced-rate, zero-rated and excise-tax purchases. Pension inputs assume they fully qualify for relief; legal limits are not checked.

2026 tax year. Ordinary PAYE / Class A PRSI. No additional reliefs, BIK or unusual income. Partner amounts are included only for jointly assessed couples.

YOUR ESTIMATED 2026 RECEIPTAnnual

Payroll taxes and employee PRSI

—
— of gross pay— take-home
Income tax after standard credits
—
Universal Social Charge
—
Employee PRSI
—

The tax allocation below uses payroll contributions only. VAT is shown separately and is not included twice.

This is an educational estimate, not a payslip or tax assessment. It does not trace your particular tax payments to government programmes. See assumptions and sources.

02 · FOLLOW THE MONEY

The €133bn spending picture.

Explore Ireland's published 2026 estimated expenditure. Your personal amounts illustrate each sector's share of the whole — they are not earmarked payments.

View every sector, chart and year-on-year comparison →

Explore 49 individual 2026 allocations → · Explore 37 Dáil Vote grants →

Social protection€28.9bn2026 estimate · Detailed charts on Compound →
Health€27.4bn2026 estimate · Detailed charts on Compound →
Education€13.5bn2026 estimate · Detailed charts on Compound →
Housing€11.4bn2026 estimate · Detailed charts on Compound →
Justice€6.3bn2026 estimate · Detailed charts on Compound →
Transport€4.8bn2026 estimate · Detailed charts on Compound →
Debt servicing and EU payments€15.6bn2026 estimate · Detailed charts on Compound →
Additional departments€25.1bn2026 estimate · Detailed charts on Compound →

03 · PERSONAL DECISIONS

What if your pay changed?

Compare an annual salary increase with your current household scenario. See the extra take-home pay, not just the headline rise.

€5,000
Extra take-home per year—
Extra payroll taxes and PRSI—
Extra take-home per month—

Same 2026 tax rules and household settings; this does not forecast future tax changes, benefits, pension relief limits or employment terms.

04 · THE TRADE-OFFS

Build your own budget.

Move money between two sectors and see what a fixed spending total means. This is a thought experiment, not a forecast of service outcomes.

Transfers hold the headline total constant. They do not alter actual budgets, create automatic savings or predict delivery outcomes.

05 · MONEY TO CHECK

Could you be missing a relief?

Select circumstances that apply. We'll point you towards official guidance — never claim an entitlement without checking eligibility.

Select an item to see the relevant official information.

A reminder, not a tax refund estimate. Reliefs are conditional, may already be included in payroll, and may be subject to deadlines.

06 · BEYOND THE NUMBERS

What actually gets delivered?

Spending is an input, not an outcome. Follow publicly reported projects and performance evidence rather than assuming a larger budget guarantees better services.

07 · TRUST AND METHODOLOGY

Know which numbers are certain.

We separate exact formula calculations, rounded public spending estimates, and exploratory topics that cannot yet be reliably priced.

Calculated

PAYE income tax, USC and employee Class A PRSI use the displayed 2026 assumptions. Results are rounded for presentation, not within each formula.

Estimated

Sector totals are the government's 2026 published estimates, rounded to €0.1bn. Personal sector amounts are illustrative: your payroll taxes × sector spending ÷ total spending.

Not a net-benefit score

Public goods, healthcare protection, education and government services do not all have a defensible household cash value. We do not invent one.

Limitations

No self-employment, non-PAYE income, age-specific credits, home-carer credit, unusual PRSI classes, BIK, capital taxes, full indirect taxes or pension-relief limit validation. Individual circumstances differ.

Primary sources

Spending snapshot checked 2026-11-13 · Tax rules: 2026 · Spending status: estimate, not outturn

YOUR PRIVACY

Help us understand what gets read.

With your permission, anonymous Google Analytics measurements tell us which articles are useful. We do not send calculator entries or form values. You can decline and still read everything.