/* Compound Insurance — scoped landing page, accessible and responsive */
.ins-hub{display:grid;gap:64px;padding:14px 0 38px}
.ins-hub *{box-sizing:border-box}
.ins-hub section{scroll-margin-top:110px}
.ins-hub a:focus-visible,.ins-hub input:focus-visible{outline:3px solid #b66f4e;outline-offset:3px}
.ins-hero{background:#392c37;color:#fffaf5;padding:clamp(32px,5.2vw,72px);border-radius:8px;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(230px,.85fr);gap:34px;align-items:center;overflow:hidden;min-height:410px;position:relative}
.ins-crumbs{display:flex;align-items:center;flex-wrap:wrap;gap:9px;font-size:11px;color:#e5d9df;margin:0 0 27px}
.ins-crumbs a{text-decoration:underline;text-underline-offset:4px}
.ins-ey{font-size:10px!important;letter-spacing:.15em!important;text-transform:uppercase!important;font-weight:800!important;line-height:1.5!important}
.ins-hero .ins-ey{color:#e5b9a2}
.ins-hero h1{font-size:clamp(44px,5.4vw,83px);letter-spacing:-.05em;line-height:.99;margin:13px 0 20px;max-width:11ch;color:#fffaf5}
.ins-hero h1 em{font-weight:400;color:#e7c2b1}
.ins-hero-desc{max-width:59ch;color:#e7dfe4;font-size:16px;line-height:1.72;margin-bottom:23px}
.ins-hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px}
.ins-action{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:12px 20px;border-radius:5px;background:#f3e4d8;color:#382c34;font-weight:750;font-size:13px}
.ins-action-alt{border:1px solid #b7a4af;background:transparent;color:#fffaf6}
.ins-trust{display:flex;flex-wrap:wrap;gap:9px;margin-top:23px}
.ins-trust span{font-size:10px;border:1px solid #887885;padding:6px 11px;border-radius:999px;color:#e7d8de}
.ins-art{position:relative;min-height:285px;display:flex;align-items:center;justify-content:center;isolation:isolate}
.ins-art:before{content:"";position:absolute;border:1px solid rgba(243,211,195,.24);border-radius:50%;width:270px;height:270px;box-shadow:0 0 0 44px rgba(243,211,195,.055),0 0 0 87px rgba(243,211,195,.033)}
.ins-shield{position:relative;width:180px;height:215px;clip-path:polygon(50% 0,91% 15%,89% 62%,79% 82%,50% 100%,21% 82%,11% 62%,9% 15%);background:linear-gradient(135deg,#f3d9c9,#d8a791);display:flex;align-items:center;justify-content:center;z-index:1}
.ins-shield:before{content:"";position:absolute;inset:8px;clip-path:inherit;background:#44323e}
.ins-shield span{font-size:70px;line-height:1;color:#f5d0be;position:relative;transform:translateY(-5px)}
.ins-section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin:0 0 22px}
.ins-section-head h2{font-size:clamp(34px,4.3vw,55px);line-height:1.02;margin:10px 0 0;max-width:18ch}
.ins-section-head>p{font-size:14px;line-height:1.65;color:var(--ink-2);max-width:430px}
.ins-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}
.ins-tool{min-height:255px;background:#fffdf9;border:1px solid #ddd6d3;border-radius:7px;padding:26px;display:flex;flex-direction:column;gap:14px;transition:border-color .2s,transform .2s}
.ins-tool:hover{transform:translateY(-2px);border-color:#886b74}
.ins-tool.feature{background:#f0e8e8;border-color:#d4bfc7}
.ins-tool .ins-tag{font-size:10px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#825b6e}
.ins-tool h3{font-size:30px;line-height:1.08}
.ins-tool p{font-size:13px;line-height:1.7;color:#5c5158}
.ins-tool strong{font-size:12px;color:#664157;margin-top:auto}
.ins-calc{padding:clamp(24px,4vw,44px);border:1px solid #d9cacd;border-radius:8px;background:#f4edec}
.ins-calc .ins-section-head{margin-bottom:15px}
.ins-calc .ins-section-head h2{font-size:clamp(30px,3.1vw,42px)}
.ins-calc-inner{display:grid;grid-template-columns:minmax(0,1fr) minmax(260px,.82fr);gap:28px;align-items:start;margin-top:20px}
.ins-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px}
.ins-fields label{font-size:12px;color:#382e35;line-height:1.5;font-weight:750}
.ins-fields input{width:100%;display:block;margin:7px 0 3px;background:#fff;color:#2b242c;border:1px solid #bcaeb5;border-radius:5px;min-width:0;padding:11px 12px;font-size:16px;font-weight:700}
.ins-fields small{display:block;color:#655963;font-size:11px;font-weight:400}
.ins-out{background:#fffdf9;border:1px solid #e2d7dc;border-radius:8px;padding:26px}
.ins-out>span{font-size:11px;letter-spacing:.08em;text-transform:uppercase;font-weight:700;color:#7a586c}
.ins-out>strong{display:block;color:#694354;font-size:clamp(35px,4vw,54px);font-family:var(--serif);font-weight:400;letter-spacing:-.04em;line-height:1.12;margin:10px 0}
.ins-rows{margin:14px 0}
.ins-row{display:flex;justify-content:space-between;align-items:baseline;gap:15px;padding:11px 0;border-top:1px solid #e3d9dc;font-size:12px}
.ins-row strong{font-size:14px;font-variant-numeric:tabular-nums;white-space:nowrap}
.ins-meter{width:100%;height:12px;border-radius:99px;background:#ebe3e5;overflow:hidden;margin:12px 0}
.ins-meter i{display:block;height:100%;background:#648375;border-radius:99px;width:0;transition:width .15s}
.ins-disclaimer{color:#61545b;font-size:12px;line-height:1.75;margin-top:16px;max-width:95ch}
.ins-disclaimer a{text-decoration:underline;text-underline-offset:3px;font-weight:700}
.ins-guides{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.ins-guide{overflow:hidden;display:flex;flex-direction:column;border:1px solid #dcd1d4;background:#fffefa;border-radius:7px;min-height:0}
.ins-guide-illustration{height:170px;display:flex;align-items:center;justify-content:center;position:relative;overflow:hidden;color:#5b414f}
.ins-guide-illustration:before{content:"";position:absolute;width:240px;height:240px;border:1px solid rgba(77,56,69,.12);border-radius:50%;left:-74px;top:-130px;box-shadow:0 0 0 38px rgba(77,56,69,.03),0 0 0 95px rgba(77,56,69,.02)}
.ins-guide--life .ins-guide-illustration{background:linear-gradient(125deg,#eadbde,#f2e5e3)}
.ins-guide--home .ins-guide-illustration{background:linear-gradient(125deg,#eee0d3,#f9ebe2)}
.ins-guide--income .ins-guide-illustration{background:linear-gradient(125deg,#dae7e0,#edf3ed)}
.ins-guide--health .ins-guide-illustration{background:linear-gradient(125deg,#dce1ef,#ebeef5)}
.ins-guide-symbol{width:94px;height:94px;display:flex;align-items:center;justify-content:center;background:rgba(255,255,255,.6);border:1px solid rgba(72,49,64,.14);border-radius:24px;transform:rotate(-7deg)}
.ins-guide-symbol svg{width:63px;height:63px;transform:rotate(7deg)}
.ins-guide-art-caption{position:absolute;bottom:15px;left:19px;font-size:10px;color:#5d4452;letter-spacing:.13em;font-weight:800}
.ins-guide-body{padding:25px 26px 27px;display:flex;flex-direction:column;gap:11px;flex:1}
.ins-guide-topic{font-size:10px!important;color:#78576a!important;text-transform:uppercase;letter-spacing:.1em;font-weight:750;margin:0}
.ins-guide h3{font-size:clamp(26px,2.8vw,34px);line-height:1.07;margin:0}
.ins-guide-body>p:not(.ins-guide-topic){font-size:13px;line-height:1.75;color:#5d5159;margin:0;flex:1}
.ins-guide-links{display:flex;flex-wrap:wrap;gap:13px;align-items:center;margin-top:14px;padding-top:17px;border-top:1px solid #e9dfe1}
.ins-guide-links a{font-size:12px;line-height:1.6;color:#604154;font-weight:750;text-decoration:underline;text-underline-offset:4px}
.ins-guide-links .ins-guide-read{background:#46323f;color:#fffaf7;border-radius:4px;text-decoration:none;padding:10px 12px}
.ins-guide-links .ins-guide-read:hover{background:#704b60}
.ins-guide-more{margin-top:17px;display:grid;grid-template-columns:1fr 1fr;gap:22px;border:1px solid #e2d8d5;padding:24px 28px;border-radius:7px;background:#f5f0ed;align-items:center}
.ins-guide-more h3{font-size:24px;margin:6px 0}
.ins-guide-more p:not(.ins-ey){font-size:13px;line-height:1.6;color:#655861}
.ins-guide-more-links{display:flex;flex-wrap:wrap;gap:11px}
.ins-guide-more-links a{font-size:12px;font-weight:750;color:#5c4153;text-decoration:underline;text-underline-offset:4px;line-height:1.6}
.ins-next{display:flex;flex-wrap:wrap;gap:8px}
.ins-next a{font-size:12px;font-weight:700;color:#634250;background:#f2e9e8;padding:9px 12px;border-radius:5px}
.ins-independence{background:#eee8e4;border-radius:7px;padding:clamp(22px,4vw,38px);display:grid;grid-template-columns:1fr 1fr;gap:28px}
.ins-independence h2{font-size:clamp(29px,3vw,43px);margin:8px 0 0}
.ins-independence p{font-size:13px;line-height:1.8;color:#534b4f}
.ins-independence a{text-decoration:underline;text-underline-offset:4px}
.ins-faq{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.ins-faq details{background:#fffdf9;border:1px solid #ddd7d4;border-radius:6px;padding:19px 22px}
.ins-faq summary{font-size:14px;font-weight:700;cursor:pointer;list-style-position:inside}
.ins-faq p{font-size:13px;line-height:1.7;color:#60545d;padding-top:14px}
.ins-smalllinks{display:flex;flex-wrap:wrap;gap:16px;font-size:12px;color:#66505f}
.ins-smalllinks a{text-decoration:underline;text-underline-offset:3px}
@media(max-width:960px){.ins-hero{grid-template-columns:1fr}.ins-art{display:none}.ins-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ins-calc-inner{grid-template-columns:1fr}}
@media(max-width:650px){.ins-hub{gap:42px}.ins-hero{padding:28px 22px;min-height:0}.ins-hero h1{font-size:clamp(42px,11vw,66px)}.ins-section-head{display:block}.ins-section-head>p{margin-top:13px}.ins-grid,.ins-guides,.ins-faq,.ins-independence,.ins-fields{grid-template-columns:1fr}.ins-tool{min-height:180px;padding:22px}.ins-guide{min-height:0}.ins-guide-illustration{height:155px}.ins-guide-body{padding:21px}.ins-guide-more{grid-template-columns:1fr;padding:22px}.ins-calc{padding:19px}.ins-out{padding:22px}.ins-rows{margin-top:12px}}
@media(prefers-reduced-motion:reduce){.ins-tool,.ins-meter i{transition:none}}


/* 2026-10-12: Keep insurance cards, results and long guide links on-screen. */
@media screen and (max-width:650px){
  .ins-hub,.ins-hub > *, .ins-hub :is(.ins-hero,.ins-grid,.ins-guides,.ins-calc,.ins-calc-inner,.ins-out,.ins-row,.ins-tool,.ins-guide,.ins-faq,.ins-guide-more){min-width:0;max-width:100%}
  .ins-hub :is(h1,h2,h3,p,a,strong,small){overflow-wrap:break-word}
  .ins-row{flex-wrap:wrap;gap:6px}
  .ins-row strong{white-space:normal;overflow-wrap:anywhere;text-align:right}
  .ins-hero-actions > a{max-width:100%;white-space:normal;text-align:center}
}